Buying a home is one of life’s biggest financial steps—but it shouldn’t feel like walking through a maze. At CAMCO Mortgage, we help families across Burleson, the DFW area, and all of Texas find the right mortgage solution, no matter where they’re starting.
We work with first-time buyers, growing families, empty nesters, veterans, and everyone in between. Whether you’re ready to buy, refinance, or just need honest answers, our team is here to guide you—with clarity, kindness, and a no-pressure attitude.
Home Loans Shouldn’t Be Confusing—Let’s Break Them Down
Mortgages have a reputation for being complicated. We simplify the process by making sure you understand exactly what’s happening at each step. We’re always a phone call away if you need to ask a question, run a scenario, or double-check your understanding. No judgment. No jargon.
What Kind of Mortgage Do You Need?
First-Time Homebuyer Loans
Buying your first home in Texas? We’ll help you get pre-approved and understand your budget. Many programs require only a small down payment, and some offer assistance or reduced closing costs. Our team makes it easy to compare and choose.
Conventional Fixed-Rate and Adjustable-Rate Mortgages (ARMs)
The classic home loan—predictable monthly payments and stability with a fixed rate, or flexibility with an adjustable-rate mortgage that starts low and adjusts over time.
FHA Loans
Backed by the Federal Housing Administration, FHA loans are great for buyers with lower credit scores or smaller down payments. A popular option for many first-time and returning homeowners in Texas.
VA Loans for Veterans and Active Military
As a thank-you for your service, VA loans offer qualified borrowers the ability to purchase a home with no down payment, no PMI, and competitive interest rates. We’re proud to walk Texas veterans through this valuable program with care and respect.
USDA Rural Loans
If you’re buying in a qualifying rural or suburban area, you may qualify for a USDA loan with no money down and lower interest rates. Many growing Texas communities are eligible—we’ll check your location for you.
Jumbo Loans
Buying a higher-priced home? If your mortgage exceeds conforming loan limits, a jumbo loan may be the solution. We help high-income earners and investors navigate larger transactions smoothly.
Non-QM Loans
Not everyone fits the mold of traditional lending. Non-QM loans are designed for borrowers who may not meet standard income documentation requirements but still have the ability to repay.
These flexible loan programs include:
- Bank statement loans for self-employed borrowers
- 1099 income loans
- No income based loans
- P&L (profit and loss) statement loans
While Non-QM loans often come with slightly higher interest rates, they can open the door to homeownership when conventional options aren’t a fit. If you’re self-employed, recently started a business, or have unique income sources, we’ll help you find a loan that works for you—without unnecessary roadblocks.
Refinance and Cash-Out Refinance Loans
Already a homeowner? Let’s look at how refinancing could improve your financial picture. Whether you want to:
- Lower your interest rate
- Shorten your loan term
- Tap into your home equity
- Consolidate debt
We’ll help you explore the smartest refinance strategy for your goals.
How We Make Home Loans Easier at CAMCO Mortgage
Local Experts Who Know the Texas Market
We’ve helped homebuyers all over the DFW area—Burleson, Fort Worth, Arlington, Weatherford, Cleburne, and beyond. We know what’s going on in your neighborhood and how to structure your loan to match.
Personalized Loan Guidance
No online calculators or cold applications here. We’ll talk through your goals, budget, and lifestyle to match you with a mortgage that feels right—not just one that looks good on paper.
Straightforward, Friendly Service
We won’t ghost you. We won’t speak in riddles. We’ll explain the “why” behind every decision and walk beside you until the keys are in your hand (or your new terms are in place).
FAQs About Residential Mortgages in Texas
How do I know how much house I can afford?
We’ll help you figure that out! Your budget depends on income, credit, existing debt, down payment, and other factors. Our pre-approval process gives you a clear, realistic range—and strengthens your buying power.
Can I buy a home with less than 20% down?
Yes. Many loan programs allow you to buy with 3%, 5%, or even 0% down. We’ll help you explore what fits your situation best.
What are closing costs, and how much should I expect?
Closing costs usually range from 2% to 5% of the home’s purchase price. We’ll give you a detailed estimate upfront so there are no surprises.
When should I consider refinancing my mortgage?
If interest rates have dropped, if you’ve built up equity, or if your financial goals have changed, refinancing may be a smart move. Let’s crunch the numbers together.
Ready to Buy, Refinance, or Learn More? We’re Here.
Whether you’re house-hunting in Fort Worth or ready to refinance your home in Burleson, our team is just a call or message away. CAMCO Mortgage brings clarity, comfort, and confidence to your mortgage journey—no pressure, no sales pitch.
Let’s talk today and take the stress out of getting a mortgage in Texas.
